No bank account required for the recipient
Send money directly to a bank account
After confirming your registration, we will generate your personal virtual IBAN. It can take several minutes to complete. As soon as your personal virtual IBAN is ready to use, we will send it to you, and you can start using it to top up to your balance.
Please note that just like in a bank, you will not be able to edit your details after you have confirmed your registration.
After confirming your phone number when creating an account, we begin the process of generating your personal virtual IBAN. Usually it takes around two minutes. As soon as your virtual IBAN is ready, we will let you know by sending it to you by WhatsApp or SMS.
As soon as you have your personal virtual IBAN, you can use it to top up your account. To do it, transfer a desired amount of money from your euro bank account to your personal virtual IBAN.
Select destination country, delivery method and transfer amount. Click “Get total” to calculate the fee. If you are satisfied with the fee and the exchange rate, click “Next” and provide payment details for the receiver and for yourself.
Make sure all details are correct and review the transfer amount. If everything is ok, confirm your transaction. The money will be immediately sent to the recipient.
Visit our Help page to find answers to frequently asked questions. If you’d like to talk with us, click at the chat icon in the right bottom corner of this page.
Cash transfers in the United States are delivered through RIA payment network, which includes many convenient locations throughout the country.
Let the staff know that you would like to receive a RIA money order. Then provide the following information:
To confirm your identity, you need to present your passport or other government-issued ID.
Transfers are paid out without any additional fees.
From Europe to 50+ countries worldwide.
Payout options: Cash, Card, Bank Account.